Live49 banks
Suryoday Small Finance Bank8.10%·Utkarsh Small Finance Bank8.10%·Shivalik Small Finance Bank8.00%·Equitas Small Finance Bank8.00%·Jana Small Finance Bank8.00%·Unity Small Finance Bank7.80%·Ujjivan Small Finance Bank7.80%·ESAF Small Finance Bank7.75%·Slice (NE SFB)7.75%·DCB Bank7.50%·Bandhan Bank7.45%▲ 0.20%·AU Small Finance Bank7.40%·CSB Bank7.35%·IDFC First Bank7.35%▲ 0.10%·SBM Bank India7.30%·Jammu & Kashmir Bank7.30%·
MyPassbook
Every deposit. Every bank.
MyPassbookमेरी पासबुकમારી પાસબુકనా పాస్బుక్എന്റെ പാസ്ബുക്ക്என் பாஸ்புக்ನನ್ನ ಪಾಸ್ಬುಕ್আমার পাসবুকਮੇਰੀ ਪਾਸਬੁੱਕମୋର ପାସବୁକমোৰ পাছবুকꯑꯩꯒꯤ ꯄꯥꯁꯕꯨꯛᱤᱧᱟᱜ ᱯᱟᱥᱵᱩᱠ
Stamped on 13 Aug 2026
The passbook that updates.
Get highest return for every rupee.
BankTypeRate
Utkarsh Small Finance BankSFBSFB8.10%p.a.
Suryoday Small Finance BankSFBSFB8.10%p.a.
DCB BankPVTPVT7.50%p.a.
Bandhan BankPVTPVT7.45%p.a.
SBM Bank IndiaFRGNFRGN7.30%p.a.
Punjab & Sind BankPSUPSU6.85%p.a.
Bank of IndiaPSUPSU6.85%p.a.
49banks tracked
8.10%peak FD rate
8.50%peak senior rate
₹5LDICGC safe
This week's pickLIVE
₹14,780
Interest earned
Deposit of ₹1 lakh
for 666 days
@ 8.10%p.a.
◇ Pick your path
Every deposit product,in one place.
Navigate MyPassbook, one tap away.
Too many products
We simplify
Banking should be simple, we explain how.
The legends get more
60+ and 80+
Only the best for you or your parents. Choose wisely.
Earnings, to the rupee
Multiplier — FD Calculator
A core banking system in your hands.
49 banks · live
Deposit Atlas
Sort by bank, product type, tenure. Every deposit in one place.
◇ Why this site exists
01
Who are we?
Who are we
We built these products, and hence we know them the best.
MyPassbook exists to simplify banking.
02
Why?
The problem
Mis-sold. Underpaid. Overcharged.
- 2nd-largest complaint category at the RBI
- 49,833 complaints, FY2024-25 (RBI, 1 Dec 2025)
- A deposit that renewed at a worse rate
Why it keeps happening
The terms were never hidden. They were never in front of you.
- A rate never applied
- A penalty nobody mentioned
- Buried in terms you could not read
03
How we help?
How we help
Get what you were promised.
- Interest short-paid, or a senior rate missed
- A withdrawal penalty nobody disclosed
- Charges you never agreed to
- A product mis-sold to you
Filing with the RBI Ombudsman is free. We only help you do it right.
Let us help you.
When a bank gets it wrong
Fight bank charges
- Interest short-paid
- A rate never applied
- Fees never disclosed
Not what you asked for
Mis-sold?
- A product you did not want
- Insurance on a deposit?
- Terms changed after signing
Money that never came back
A transaction that failed
- An ATM debit, no cash
- A UPI that never reversed
- Compensation you are owed
◇ What is behind this site
The MyPassbook Engine.
One honest view of India’s deposit market — every number traced back to the bank that published it.
49banks tracked
Public sector12
Private sector21
Small finance11
Foreign5
1,220products tracked
- FD · RD · Savings · NRE · NRO · FCNR · RFC
- Product-wise and category-wise
- Senior, super senior and non-callable tiers
9,160live rates
- Live tracking across every bank we cover
- Daily updates as banks move their cards
- Each rate carries the date the bank set it
202banking schemes tracked
- Every named special, decoded into plain terms
- Rupee deposits and 13 foreign currencies
- Deposit type by deposit type
Multiplier — FD Calculator
- A core banking system in your hands
- Shows the yield curve that actually matters
- Intelligent and thinking like a real teller
₹0commission
- The rates are free for everyone, always
- No sponsored rates, no paid placement
- Sorted by what a bank pays — nothing else